According to @StockMarketNerd, JPM CFO Jeremy Barnum said U.S. consumers remain resilient with strong spending and delinquencies below expectations, indicating no surprise weakness in JPM’s consumer credit this week (source: JPM CFO Jeremy Barnum via @StockMarketNerd, Oct 15, 2025). BAC CFO Alastair Borthwick stated asset quality remains sound and near-term total net charge-offs are not expected to change much given steady consumer delinquencies and reduced CRE exposures, while criticized and NPL metrics in the commercial book declined (source: BAC CFO Alastair Borthwick via @StockMarketNerd, Oct 15, 2025). Citigroup CEO Jane Fraser said the macro backdrop is more resilient than anticipated with the U.S. leading on consistent consumer spending and tech investment, and CFO Mark Mason noted U.S. cards delinquencies and NCOs are in line with expectations (source: C CEO Jane Fraser and CFO Mark Mason via @StockMarketNerd, Oct 15, 2025). WFC CFO Mike Santomassimo reported credit performance remained strong and continued to improve, with commercial NCOs stable versus Q2 as lower C&I losses were offset by higher CRE losses, and consumers remained resilient as income growth kept pace with inflation and debt levels (source: WFC CFO Mike Santomassimo via @StockMarketNerd, Oct 15, 2025). Collectively, these updates describe resilient consumer credit, stable or improving NCOs, and contained criticized/NPL levels across major U.S. banks this week—a calmer credit backdrop that crypto traders often track when assessing risk in BTC and ETH (source: @StockMarketNerd compilation of big-bank credit commentary, Oct 15, 2025).